Requirements:

• Minimum balance to open - $50  

Benefits:

• No monthly service charge except for Shazamchek card holders ($1 per  month)
• Free Checks for Senior Citizens 65 and over.

Cost:

• $18 charge for each overdrawn item (maximum $54 per day)
• $20 per item fee for each returned check
• $5  fee for each transfer for overdraft protection
• $10 replacement fee on  debit cards
• $1 dormant fee (inactive for 365 days)
• $20 stop payment for each item