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Privacy Policy

At First State Bank, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with First State Bank, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

We, our, and us, when used in this policy, mean First State Bank. This is our policy for our customer. When we use the words "you" and "your" we mean the following types of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

Deposit Account
Loan Account
Credit Card Account
Safe Deposit Box
All IRA Accounts for which we act as custodian

Recognition of a Customer's Expectation of Privacy

At First State Bank, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our customers' trust. Thus, the safekeeping of customer information is a priority for First State Bank.

Categories of Information We Collect

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms:

Information about your transactions with us, our affiliates, or others: and

Information we receive from a consumer reporting agency

Categories of Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Maintenance of Accurate Information

First State Bank has established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards. We also pledge to respond to requests to correct inaccurate information in a timely manner.

Limitations on Employee Access to Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Providing Privacy Information to Customers and Responding to Inquiries

At First State Bank, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how First State Bank protects your confidential information, please call or write us.

413 East St., P.O. Box 187

Lynnville, IA  50153

PH (641) 527-2535                                  MEMBER F.D.I.C.

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